Legal Disclaimer

Last updated: January 2025

This Legal Disclaimer ("Disclaimer") governs your use of the CRED website (credplatform.com), the CRED data intelligence platform, and all related services, content, and materials (collectively, the "Website") provided by CRED, Inc. ("CRED," "we," "us," or "our"). By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by this Disclaimer. If you do not agree with any part of this Disclaimer, you must not use the Website.

General Information

The information provided on the CRED Website and through the CRED platform is intended for general informational and business intelligence purposes only. The data, reports, analytics, and other content available through our platform are compiled from a variety of sources, including publicly available information, licensed data providers, and proprietary algorithms. While we strive to provide accurate, complete, and up-to-date information, CRED makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information contained on or accessible through the Website.

The CRED platform is designed to support business decision-making by providing data enrichment, analytics, and intelligence tools. However, the information provided through our platform should be considered one input among many in your decision-making process. You should always conduct your own independent research and due diligence before making any business, financial, legal, or strategic decisions based on information obtained through the CRED platform.

Any reliance you place on information obtained through the CRED Website or platform is strictly at your own risk. CRED shall not be liable for any loss or damage, including without limitation indirect or consequential loss or damage, arising out of or in connection with the use of information obtained through our platform.

No Professional Advice

Nothing on the CRED Website or platform constitutes, or is intended to constitute, legal, financial, investment, tax, accounting, or other professional advice. The data and analytics provided by CRED are tools to support your business operations and should not be construed as recommendations to buy, sell, or hold any securities, enter into any transaction, or take any specific course of action.

You should consult with qualified professionals, including legal counsel, financial advisors, tax advisors, and other specialists, before making decisions that may have legal, financial, or other significant consequences. CRED does not provide personalized advice and does not take into account your individual circumstances, objectives, financial situation, or needs when generating reports, analytics, or other content.

Any references to specific companies, individuals, industries, or market conditions within the CRED platform are provided for informational purposes only and do not constitute an endorsement, recommendation, or solicitation. The inclusion of any company or individual in our database does not imply any relationship between CRED and that entity, nor does it constitute a verification of the accuracy of the information associated with that entity.

Accuracy of Information

CRED makes commercially reasonable efforts to ensure that the data and information available through our platform is accurate and current. However, given the volume and dynamic nature of the data we process, errors, omissions, and outdated information may occur. Data points such as company revenue estimates, employee counts, contact information, technology stacks, and other attributes are derived from multiple sources and may not reflect the most current state of affairs.

Company financial data, revenue estimates, and growth metrics presented through the CRED platform are based on proprietary models, publicly available information, and third-party data sources. These figures are estimates and may differ materially from actual financial results. Contact information, including email addresses and phone numbers, is subject to change and may become outdated. CRED does not guarantee the deliverability of email addresses or the accuracy of phone numbers provided through the platform.

CRED does not independently verify all information in our database and disclaims any liability for inaccuracies, errors, or omissions. If you identify any inaccurate or outdated information in our platform, we encourage you to report it to us at data@credplatform.com so that we can investigate and correct it.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, CRED, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, PARTNERS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, DATA, BUSINESS OPPORTUNITIES, OR OTHER INTANGIBLE LOSSES, RESULTING FROM: (A) YOUR ACCESS TO OR USE OF, OR INABILITY TO ACCESS OR USE, THE WEBSITE OR PLATFORM; (B) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE WEBSITE OR PLATFORM; (C) ANY CONTENT, DATA, OR INFORMATION OBTAINED FROM THE WEBSITE OR PLATFORM; OR (D) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT.

THIS LIMITATION OF LIABILITY APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF CRED HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. IN JURISDICTIONS THAT DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, CRED'S LIABILITY SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

WITHOUT LIMITING THE FOREGOING, CRED'S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATED TO YOUR USE OF THE WEBSITE AND PLATFORM SHALL NOT EXCEED THE GREATER OF (A) THE TOTAL AMOUNT PAID BY YOU TO CRED DURING THE SIX (6) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM OR (B) ONE HUNDRED UNITED STATES DOLLARS (US $100.00).

External Links

The CRED Website and platform may contain links to third-party websites, services, or resources that are not owned or controlled by CRED. These links are provided for your convenience and informational purposes only. CRED does not endorse, approve, or assume any responsibility for the content, privacy policies, practices, products, or services of any third-party websites or resources. You acknowledge and agree that CRED is not responsible or liable for any damage or loss caused or alleged to be caused by or in connection with your use of or reliance on any such third-party content, goods, or services.

We strongly recommend that you review the terms of service, privacy policies, and other legal documents of any third-party website or service before providing any personal information or entering into any transaction. CRED makes no warranty or representation regarding the accuracy, completeness, security, or reliability of any information, content, or services provided by third-party websites linked from our platform.

The presence of a link to a third-party website on the CRED platform does not imply a partnership, endorsement, or affiliation between CRED and the third party, unless expressly stated otherwise. If you discover any links on our platform that you believe are inappropriate or broken, please notify us at support@credplatform.com.

Intellectual Property

All content on the CRED Website and platform, including but not limited to text, graphics, logos, icons, images, audio clips, data compilations, software, and the compilation and arrangement thereof, is the property of CRED, Inc. or its content suppliers and is protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. The CRED name, logo, and all related product and service names, designs, and slogans are trademarks of CRED, Inc. You may not use these marks without the prior written permission of CRED.

No right, title, or interest in or to the Website, platform, or any content therein is transferred to you by virtue of your access to or use of the platform. Any use of the CRED Website or platform not expressly permitted by these terms is a breach of this Disclaimer and may violate copyright, trademark, and other laws. CRED reserves all rights not expressly granted in this Disclaimer.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on the CRED Website or platform except as permitted by your subscription agreement or as expressly authorized in writing by CRED. Unauthorized use of any content from the CRED platform may give rise to a claim for damages and/or be a criminal offense.

Changes to This Disclaimer

CRED reserves the right to update, modify, or replace this Disclaimer at any time without prior notice. Changes will be effective immediately upon posting to the Website. Your continued use of the Website and platform after any such changes constitutes your acceptance of the updated Disclaimer. We encourage you to review this page periodically for any changes. The "Last Updated" date at the top of this page indicates when the most recent revisions were made.

Contact Information

If you have any questions about this Legal Disclaimer, please contact us at: